Credibility Check
Generate Report
Generate Credit Report
POST https://secctrl.tutelar.io/api/v1/services/business_profile/credit_report
Sample Request Body
{
"first_name": "Gowtham",
"last_name": "R",
"pan": "CNPPG4873D",
"gender_code": "1",
"mobile": "6382526132",
"date_of_birth": "10/07/1999",
"address_line1": "Chennai",
"address_line2": "Guindy",
"city": "Guindy",
"state_code": "33",
"pincode": "600032"
}{
"success": true,
"code": 200,
"message": "Document verification completed successfully.",
"status": "completed",
"reference_id": "2d9c0094-6219-4689-8cd2-1de4449e14b3",
"result": {
"INProfileResponse": {
"CAIS_Account": {
"CAIS_Summary": {
"Credit_Account": {
"CADSuitFiledCurrentBalance": 0,
"CreditAccountActive": 3,
"CreditAccountClosed": 1,
"CreditAccountDefault": 0,
"CreditAccountTotal": 4
},
"Total_Outstanding_Balance": {
"Outstanding_Balance_All": 754824,
"Outstanding_Balance_Secured": 0,
"Outstanding_Balance_Secured_Percentage": 0,
"Outstanding_Balance_UnSecured": 754824,
"Outstanding_Balance_UnSecured_Percentage": 100
}
}
},
"CAPS": {
"CAPS_Summary": {
"CAPSLast180Days": 2,
"CAPSLast30Days": 0,
"CAPSLast7Days": 0,
"CAPSLast90Days": 0
}
},
"CreditProfileHeader": {
"CustomerReferenceID": "",
"Enquiry_Username": "********",
"ReportDate": 20231219,
"ReportNumber": 1702993640951,
"ReportTime": 191721,
"Subscriber": "",
"Subscriber_Name": "********",
"Version": "V2.4"
},
"Current_Application": {
"Current_Application_Details": {
"Amount_Financed": 0,
"Current_Applicant_Additional_AddressDetails": "",
"Current_Applicant_Address_Details": {
"BldgNoSocietyName": "",
"City": "Timiri",
"Country_Code": "IB",
"FlatNoPlotNoHouseNo": "45 KANTHASAM STREET TIMIRI,",
"Landmark": "",
"PINCode": 632512,
"RoadNoNameAreaLocality": "",
"State": 33
},
"Current_Applicant_Details": {
"Date_Of_Birth_Applicant": 19990710,
"Driver_License_Expiration_Date": "",
"Driver_License_Issue_Date": "",
"Driver_License_Number": "",
"EMailId": "",
"First_Name": "GOWTHAM",
"Gender_Code": 1,
"IncomeTaxPan": "CNPPG4873D",
"Last_Name": "R",
"Middle_Name1": "",
"Middle_Name2": "",
"Middle_Name3": "",
"MobilePhoneNumber": 6382526132,
"PAN_Expiration_Date": "",
"PAN_Issue_Date": "",
"Passport_Expiration_Date": "",
"Passport_Issue_Date": "",
"Passport_Number": "",
"Ration_Card_Expiration_Date": "",
"Ration_Card_Issue_Date": "",
"Ration_Card_Number": "",
"Telephone_Extension": "",
"Telephone_Number_Applicant_1st": 0,
"Telephone_Type": "",
"Universal_ID_Expiration_Date": "",
"Universal_ID_Issue_Date": "",
"Universal_ID_Number": "",
"Voter_ID_Expiration_Date": "",
"Voter_ID_Issue_Date": "",
"Voter_s_Identity_Card": ""
},
"Current_Other_Details": {
"Employment_Status": "",
"Income": 0,
"Marital_Status": "",
"Number_of_Major_Credit_Card_Held": 0,
"Policy": "",
"Time_with_Employer": ""
},
"Duration_Of_Agreement": 0,
"Enquiry_Reason": 13,
"Finance_Purpose": 99
}
},
"Header": {
"MessageText": "",
"ReportDate": 20231219,
"ReportTime": 191721,
"SystemCode": 0
},
"Match_result": {
"Exact_match": "Y"
},
"NonCreditCAPS": {
"NonCreditCAPS_Summary": {
"NonCreditCAPSLast180Days": 0,
"NonCreditCAPSLast30Days": 0,
"NonCreditCAPSLast7Days": 0,
"NonCreditCAPSLast90Days": 0
}
},
"SCORE": {
"BureauScore": 764,
"BureauScoreConfidLevel": ""
},
"TotalCAPS_Summary": {
"TotalCAPSLast180Days": 2,
"TotalCAPSLast30Days": 0,
"TotalCAPSLast7Days": 0,
"TotalCAPSLast90Days": 0
},
"UserMessage": {
"UserMessageText": "Normal Response"
}
}
},
"requested_at": "2023-12-19T13:47:17.860Z",
"completed_at": "2023-12-19T13:47:21.381Z"
}{
"success": true,
"code": 200,
"message": "The request could not be completed due to an error.",
"reference_id": "8e22a730-b2dc-45b8-8532-91c076ca432c",
"status": "failed",
"error": {
"message": "Invalid details.",
"code": "ERROR"
},
"requested_at": "2024-03-14T11:13:58.757Z",
"completed_at": "2024-03-14T11:13:58.969Z"
}{
"success": false,
"code": 400,
"message": "Invalid input. Please check your request and try again.",
"error": {
"message": "Invalid mobile",
"field": "mobile",
"code": "BAD_REQUEST"
}
}Last updated