> For the complete documentation index, see [llms.txt](https://docs.tutelar.io/tutelar-api-document/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.tutelar.io/tutelar-api-document/kyc-verification/assets-verification/india/bank-verfication-pennyless.md).

# Bank Verfication Pennyless

API confirms the validity and ownership details of a given bank account, ensuring accurate and secure transaction processing.

**Submit Document**

##  ind\_bank\_account\_pennyless

<mark style="color:green;">`POST`</mark> `https://secctrl.tutelar.io/api/v1/kyc/banking/ind_bank_account_pennyless`

### Post parameters description is given below,

<table><thead><tr><th width="197">Post Parameter </th><th width="139">Type</th><th>Is  Mandatory</th><th>Description</th></tr></thead><tbody><tr><td>account_number </td><td>String </td><td>Yes </td><td>Account Number</td></tr><tr><td>ifsc_code</td><td>String</td><td>Yes</td><td>IFSC Code</td></tr></tbody></table>

#### Sample Post Parameters

```json
{
    "account_number": "6147380000",
    "ifsc_code": "IDIB088T000"
}
```

{% tabs %}
{% tab title="200: Success Response" %}

```json
{
    "success": true,
    "code": 200,
    "message": "The request has been successfully completed.",
    "reference_id": "4ac3e445-cc3c-423a-b41d-83379c2ab273",
    "status": "completed",
    "result": {
        "account_exists": true,
        "name_at_bank": "Mr. R  GOWTHAM",
        "message": ""
    },
    "requested_at": "2024-03-07T10:36:31.969Z",
    "completed_at": "2024-03-07T10:36:34.060Z"
}
```

{% endtab %}

{% tab title="200: InProgress Response" %}

```json
{
    "success": true,
    "code": 200,
    "message": "The request is being processed. Please wait for completion.",
    "reference_id": "5f674006-e943-49b7-b7b6-55040d29b870",
    "status": "in_progress",
    "requested_at": "2026-07-24T11:58:42.218Z"
}
```

{% endtab %}

{% tab title="400: Validation Error Response" %}

```json
{
    "success": false,
    "code": 400,
    "message": "Invalid input. Please check your request and try again.",
    "error": {
        "message": "Invalid ifsc code",
        "field": "ifsc_code",
        "code": "BAD_REQUEST"
    }
}
```

{% endtab %}

{% tab title="200: Failure Response" %}

```json
{
    "success": true,
    "code": 200,
    "message": "The request could not be completed due to an error.",
    "reference_id": "ecd78066-c7e9-4c9b-ba97-8eb18ed32947",
    "status": "failed",
    "error": {
        "message": "Validation Failed",
        "code": "ERROR"
    },
    "requested_at": "2024-03-14T05:21:05.793Z",
    "completed_at": "2024-03-14T05:21:07.640Z"
}
```

{% endtab %}
{% endtabs %}

#### Check Api Status

## &#x20;Get account details

This Get details API using to fetch the latest updated response when the above API gave the status as in-progress by using the reference\_id

<mark style="color:blue;">`GET`</mark> `https://secctrl.tutelar.io/api/v1/kyc/banking/ind_bank_account_pennyless`

### Query parameters description is given below,

<table><thead><tr><th width="197">Query Parameter </th><th width="139">Type</th><th>Is  Mandatory</th><th>Description</th></tr></thead><tbody><tr><td>reference_id </td><td>String </td><td>Yes </td><td>Document reference id</td></tr></tbody></table>

{% tabs %}
{% tab title="200: Success Response" %}

```json
  {
    "success": true,
    "code": 200,
    "message": "The request has been successfully completed.",
    "reference_id": "4ac3e445-cc3c-423a-b41d-83379c2ab273",
    "status": "completed",
    "result": {
        "account_exists": true,
        "name_at_bank": "Mr. R  GOWTHAM",
        "message": ""
    },
    "requested_at": "2024-03-07T10:36:31.969Z",
    "completed_at": "2024-03-07T10:36:34.060Z"
}

```

{% endtab %}

{% tab title="200: InProgress Response" %}

```json
{
    "success": true,
    "code": 200,
    "message": "The request is being processed. Please wait for completion.",
    "reference_id": "5f674006-e943-49b7-b7b6-55040d29b870",
    "status": "in_progress",
    "requested_at": "2026-07-24T11:58:42.218Z"
}
```

{% endtab %}

{% tab title="200: Failure Response" %}

```json
{
    "success": true,
    "code": 200,
    "message": "The request could not be completed due to an error.",
    "reference_id": "ecd78066-c7e9-4c9b-ba97-8eb18ed32947",
    "status": "failed",
    "error": {
        "message": "Validation Failed",
        "code": "ERROR"
    },
    "requested_at": "2024-03-14T05:21:05.793Z",
    "completed_at": "2024-03-14T05:21:07.640Z"
}
```

{% endtab %}
{% endtabs %}